You Need Medical Coverage
Never leave your province without quality out of province medical coverage - it could wipe you out financially and give you a whole bunch of stress. Never assume that your group plan or credit card gives you full coverage for unexpected hospital medical and related expenses.
Protect Your Vacation Investment
Cancellation coverage prior to departure will re-imburse the cost of your vacation if you need to cancel for a covered risk, such as unexpected serious medical reasons for you, your family members, your traveling companion, and their family members - as well as other risks like involuntary job loss, jury duty etc. Our Concierge Club plans also have a Change of Mind benefit, allowing you to cancel for ANY reason and get some of the cost of your vacation back. See policy for complete details.
Cover Other Unexpected Risks
Our package plans include trip interruption - if you need to come home in the middle of your vacation for covered risks (usually medical reasons for you, a companion, or family members) this covers the cost of airline tickets home. Baggage can be lost or delayed, items can be stolen, etc - and these are some of the risks covered in our package plans.





